When it comes to rings, you need to first examine the size of the finger and determine the size of your desired setting. Large diamonds can sometimes look out of place on delicate fingers, and the setting will largely impact the weight and appearance of the diamond. For example, if you’re clustering diamonds together, you may choose diamonds with a smaller diameter and weight. Some settings can also “swallow” your diamond, which means you’ll have to choose a larger stone for visual appeal. Additionally, the smaller the finger the larger the diamond will actually appear, so you may be able to get away with a 0.80 diamond, rather than a full one-carat.
When it comes to settings, not all diamond shapes and sizes will suit or fit. If you want a particular shape or size, best to choose your diamond first and then choose a setting that suits the stone. If you already have the setting chosen, it’s best to consult with your jeweller.
Your budget needs to be stretched across the four C’s. For example, if a large carat weight is most important to you, you may then need to choose a diamond of less clarity. It’s best to find a diamond which balances the four C’s, rather than favours one or two components.
A good tip to remember is diamond prices jump significantly at particular intervals – namely, the half and full-carat weights. Choosing a diamond slightly below those values, for example 0.90-carat, will cost significantly less than a one-carat diamond, when just looking at a price-per-carat basis. And the best thing is, the small size difference will almost be impossible to detect to the naked eye!
Additionally, it’s important to note that two diamonds of the same weight will not necessarily be the same price. The other three C’s – cut, clarity and colour – play equally significant parts as well.